4 red flags to avoid when choosing a financial advisor
If you’re stressed out about finances, it never hurts to get advice from a qualified professional. But with so many financial advisors and planners to choose from, it can be …
Financial planning
Retirement rule changes coming in 2025 — here’s how you can save more money
Baona | E+ | Getty Images More from FA Playbook: Here’s a look at other stories impacting the financial advisor business. Starting in 2025, investors age 60 to 63 can …
Demand for Roth IRA conversions may increase under a Trump presidency
dowell | Moment | Getty Images Before the election, some advisors increased Roth individual retirement account conversions for clients amid the threat of higher taxes after 2025. Now, tax hikes …
Here’s what Trump’s expiring tax cuts could mean for investors
This combination of pictures created on October 25, 2024 shows US Vice-President and Democratic Presidential candidate Kamala Harris in Houston, Texas on October 25, 2024 and former US President Republican …
You can still reduce your 2024 taxes with these strategies
Westend61 | Westend61 | Getty Images There’s still time to lower your taxes or boost your refund for 2024, financial experts say. Typically, there’s a refund when you overpay taxes …
How to leverage higher income limits for the 0% capital gains bracket
dowell | Moment | Getty Images The earnings limit for the 0% capital gains bracket will rise in 2025, which could offer tax planning opportunities, financial experts say. At sale, …
Parents are saving more for college thanks to 529-to-Roth rollovers
Flexibility ‘motivates’ 529 funding The added flexibility is having a significant impact on savers: 23% of parents said the ability to roll over funds into a Roth IRA was one …
Here’s how to know if active ETFs are right for your portfolio
Izusek | E+ | Getty Images Exchange-traded funds are generally known for passive strategies. But there has been a surge in actively managed ETFs as investors seek lower costs and …
Inherited IRA rules are changing in 2025 — here’s what to know
Jacob Wackerhausen | Istock | Getty Images What to know about the 10-year rule Before the Secure Act of 2019, heirs could “stretch” inherited IRA withdrawals over their lifetime, which …
There’s a key change coming to 401(k) catch-up contributions in 2025
Aire Images | Moment | Getty Images Many Americans face a retirement savings shortfall. However, setting aside more money could get easier for some older workers in 2025. Enacted by …