Applying this rule is the secret to guilt-free shopping, expert says
Shoppers carry their purchases on Black Friday in New York City on November 29, 2024. Adam Gray | AFP | Getty Images When Bernadette Joy graduated with an MBA in …
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Financial educator says budgets are ‘toxic’, advises mindful spending
Girl holding shopping bags and walking down the street Pixelseffect | E+ | Getty Images If you’re trying to stay on top of your spending, you might have logged your …
Millennials will spend big this holiday season, TransUnion finds
Parents tend to splurge on their children during the holidays. This year, 63% of millennials, many of whom now have school-age children of their own, said they plan to spend …
Retailers like Macy’s, Gap and TJX jack up store card APR
Tommy | Digitalvision Vectors | Getty Images Dozens of the largest U.S. retailers and their bank partners jacked up interest rates on their store-branded cards to record highs in the …
Credit card debt among retirees jumps significantly
Mixetto | E+ | Getty Images The share of Americans with credit-card debt in retirement has jumped considerably — a worrisome financial trend, especially for those with little wiggle room …
Federal Reserve cuts rates after election. What that means for you
The Federal Reserve Building in Washington, D.C. Joshua Roberts | Reuters The Federal Reserve announced Thursday that it will lower its benchmark rate by a quarter point, or 25 basis …
Credit card APRs fell by just 0.13% after Fed rate cut, report finds
Collectively, Americans are having a harder time keeping up with their credit card bills. Part of the problem: Carrying a balance comes at a high cost. Credit card rates spiked …
Ahead of U.S. election, financial advisors say public debt is top concern
Voters work on their ballot at a polling station at the Elena Bozeman Government Center in Arlington, Virginia, on September 20, 2024. – | Afp | Getty Images Many investors …
He flies business and first class — all on credit card points
For most travelers, flying in business and first class, especially on international flights, is a once-in-a-lifetime opportunity. A business class ticket can cost up to five times more than an …
Credit expert explains two keys to understanding your credit score
Many members of the youngest generation of credit card users know their credit score is important, but a sizeable portion feel they don’t have a solid grasp on how to …