Why employers can force out small 401(k) accounts when a worker leaves
Tom Werner | Digitalvision | Getty Images If you left behind a small 401(k) plan account at a former job, odds are your former employer has moved those funds out …
401(k) plans
Women face a retirement savings shortfall. Three ways to close the gap
What begins as a gender wage gap inevitably becomes a significant shortfall by retirement. In the U.S., women who work full time are typically paid about 80 cents for every …
The spot bitcoin ETF race could quickly reach your 401(k) plan
Paul Yeung | Bloomberg | Getty Images Retirement savers who want a taste of bitcoin without owning the cryptocurrency coins directly could soon gain the access they’ve been craving. The …
Why you still need a long-term retirement savings approach in your 40s
Clemens Porikys | Getty Images Entertainment | Getty Images If you’re in your 40s, you probably have seen articles on how much you should have saved by now to comfortably …
Why 401(k), IRA balances fell for some millennial, Gen X investors
Valentinrussanov | E+ | Getty Images Retirement balances for midcareer workers declined between 2019 and 2022, despite gains on financial assets such as stocks during that period, according to new …
How making student loan payments can help you save for retirement
With repayment of student loans starting again after a three-and-a-half year pause, college debt is top-of-mind for many borrowers who won’t be eligible for new relief plans from the Biden …
Not saving in your 401(k)? Your employer may re-enroll you
A modern office space with a variety of plants on display and some employees working together at computer desks. Tom Werner | Digitalvision | Getty Images If you elected not …
What IBM retirement match change means for workers
Pedestrians walk in front of the IBM building in New York. Scott Mlyn | CNBC IBM, which decades ago helped lead the shift from defined benefit plans to defined contribution …
Don’t make these common 401(k) plan mistakes
A higher cost of living and growing savings shortfall has many Americans worried about their retirement security. Those financial strains also make it harder for many workers to fund a …
How Secure 2.0 may prompt more workers to use of a Roth 401(k)
Team of millennial colleagues sharing ideas for new business start up, togetherness, innovation, diversity 10’000 Hours | Digitalvision | Getty Images More workers are getting access to a Roth savings …