sbi life q1 earnings: SBI Life Q1 Results: Profit jumps 45% YoY to Rs 381 crore; premium income rises 19%

SBI Life on Tuesday reported a net profit of Rs 381 crore for the quarter ended June. This is higher by 45% compared with Rs 263 crore in the year-ago period.

The net premium income rose 19% year-on-year to Rs 13,104 crore for the first quarter. It was Rs 11,036 crore in the last year quarter.

SBI Life recorded 18% growth in individual new business premium to Rs 4,060 crore in the first quarter, while the overall new business premium rose 11% to Rs 6210 crore, aided by 18% growth in single premium business.

The protection new business premium increased 12% from to Rs 780 crore in the reporting quarter, due to growth in individual protection business by 5%.

The Value of new vusiness (VoNB) stood at Rs 870 crore for the first quarter, while VoNB Margin at 28.8%.

The gross written premium (GWP) has grown 19% to Rs 13,560 crore in the first quarter, mainly due to 18% growth in single premium (SP) and 28% growth in renewal premium (RP) in said period.

The insurers assets under management (AuM) grew by 25% to Rs 3.28 lakh crore as in June, with debt-equity mix of 69:31. Over 94% of the debt investments are in AAA and Sovereign instruments.The company has a distribution network of 2,89,162 trained insurance professionals consisting of agents, CIFs and SPs along with widespread operations with 996 offices across country.

APE channel mix for the first quarter is bancassurance channel 65%, agency channel 25% and other channels 10%.

The 37th month and 61st month persistency in the first quarter saw growth of 262 bps and 645 bps, respectively, due to the company’s focus on improving the quality of business and customer retention.

Meanwhile, 13th month persistency stood 88.6% in the reporting quarter, as against 88.7% in the same quarter last year.

On Friday, the company’s shares closed 1.24% lower at Rs 1,300 on NSE.

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